Finance Center

A Loan or a Lease? Holzhauer Motors Can Help You Choose

With the high-end cars in the market, there are reasons why you would need a new car. When you get the right choice, you will choose between the two payment plans, including leasing and applying for a loan. It will always be a hard decision to make if you are not conversant with the two options. We have the best finance experts at our offices in Cherokee, IA, that ensures our drivers can get behind the wheel of the new or used car of their dreams.

Depending on your transportation needs, you have to know whether to buy or lease the car of your dreams. We have answers related to the issues that you may face during this period. We make sure you understand the best option for you.

Benefits of an Auto Loan

If you are that driver who prefers a long-term commitment, below are some of the benefits of getting a purchase agreement; When the loan payment is over, you can own the vehicle and be able to do what you want with it. With a loan agreement, you can be able to accessorize the car. There's no mileage limit for a fully paid car.

Benefits of an Ford Lease

If you are not sure you want to dedicate yourself to a loan, it is advisable to consider leasing a car. The various benefits of this type of purchase include; When the loan payment is up, you will be able to buy the same car at a much lower price than you would have paid if you bought it that same day. You can trade in the car for an upgraded model after several years. 

Lease payments are always lower than loan installments, and you can even get a high trim car than you would have gotten if you were buying the vehicle on loan.

Our offices are always open, and we have a team that is committed to helping you. Consider visiting our finance center for more.


Holzhauer Chrysler

1200 S 2nd St
Directions Cherokee, IA 51012-2139

  • Sales: 712-225-1200
  • Service: 712-221-2344
  • Parts: 712-522-1813


  • Monday 08:00AM - 06:00PM
  • Tuesday 08:00AM - 06:00PM
  • Wednesday 08:00AM - 06:00PM
  • Thursday 08:00AM - 06:00PM
  • Friday 08:00AM - 06:00PM
  • Saturday 08:00AM - 04:00PM
  • Sunday Closed

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

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  1. Holzhauer Chrysler

    1200 S 2nd St
    Cherokee, IA 51012-2139

    • Sales: 712-225-1200
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Get in Touch

  • Contact our Sales Department at: 712-225-1200
  • Monday08:00AM - 06:00PM
  • Tuesday08:00AM - 06:00PM
  • Wednesday08:00AM - 06:00PM
  • Thursday08:00AM - 06:00PM
  • Friday08:00AM - 06:00PM
  • Saturday08:00AM - 04:00PM
  • SundayClosed